Comprehensive & Flexible Coverage

We offer simply customizable, contemporary coverage so you’re protected against today’s risks, with limits and enhancements that are right for you.

COUNSELORS, THERAPISTS, SOCIAL WORKERS & PSYCHOLOGISTS

As with any healthcare profession, being a mental health professional comes with the risk of being sued for malpractice. A Berxi policy can help protect your reputation, your business, and your wallet.

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Quote, buy, and download your policy in minutes. We work directly with you so there are no extra fees or commissions. 

Policy Options

We offer both occurrence and claims-made (with unlimited tail coverage) policy options, so you can choose the right coverage for your needs.

Board Action & License Protection Defense

We offer defense coverage for proceedings involving your ability to practice.

Consent to Settle

We work with your defense attorney to reach the best possible outcome for you. We won't settle a claim without your approval.

COUNSELORS, THERAPISTS, SOCIAL WORKERS & PSYCHOLOGISTS

Simple, Affordable & Reliable Professional Liability Insurance

“I appreciate that someone has my back while I am caring for everyone. It's great to have that peace of mind because no one wants to make mistakes and we all want to be the best, but we are only humans and that's why I chose Berxi.”

Berxi Customer

We've simplified the insurance experience by offering easy-to-understand policies at direct-to-customer prices.

Ⓒ 2016-2023 Berxi® is a division of Berkshire Hathaway Specialty Insurance Company, which holds financial strength ratings of A++ from AM Best and AA+ from Standard & Poor's.

All policies are underwritten by Berkshire Hathaway Specialty Insurance Company, NAIC # 22276. Savings are based on industry pricing averages. Coverage may vary by state and may not be available in all states. Please refer to the actual policy for complete details of coverage and exclusions. Click here for full disclosures.

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PART OF BERKSHIRE HATHAWAY SPECIALITY INSURANCE

And since Berxi is part of Berkshire Hathaway Specialty Insurance, you can feel secure in knowing that you’re partnering with a company that’s focused on the long term.

Defense Counsel
Professional Liability Coverage
$500,000 per claim/$1 million aggregate to $2 million per claim/$6 million aggregate
Provided in addition to your policy’s limits of insurance
Worldwide Coverage (wherever you are licensed)
Good Samaritan Coverage
If you volunteer to provide medical care to someone in an emergency outside of your primary work setting and that person files a claim against you
Information Privacy Coverage (HIPAA)
$25,000 per policy period
Board Action & License Protection Defense
$25,000 per policy period
Up to $1,000 per day
Reputation Coverage
$50,000 per claim
Optional Business/General Liability Coverage
$1 million occurrence/$1 million aggregate
$30,000 for a covered audit and related expenses
Professional Liability Coverage
Defense Counsel
Worldwide Coverage
(wherever you are licensed)
Good Samaritan Coverage
Information Privacy Coverage (HIPAA)
Board Action & License Protection Defense
Defendant Expense Benefit/Deposition Representation
Reputation Coverage
Optional Business/General Liability Coverage
Optional Medicare/Medicaid Reimbursement Endorsement
$30,000 for a covered audit and related expenses.
$500,000 per claim/$1 million aggregate to $2 million per claim/$6 million aggregate
Provided in addition to your policy’s limits of insurance
Claim may arise from an incident occurring anywhere in the world but must be made in the U.S.
If you volunteer to provide medical care to someone in an emergency outside of your primary work setting and that person files a claim against you
$25,000 per policy period
$25,000 per policy period
Up to $1,000 per day
$1 million occurrence/$1 million aggregate
$30,000 for a covered audit and related expenses
Up to $1,000 per day
Claim may arise from an incident occurring anywhere in the world but must be made in the U.S.
Defendant Expense Benefit/Deposition Representation
Optional Medicare/Medicaid Reimbursement Endorsement
What's in a Berxi Malpractice Insurance Policy?

Discover the Berxi Difference

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Comprehensive coverage

Insured's consent needed to settle claims

Coverage for your services wherever you're licensed, even outside your main practice state

Working directly with us - from purchase to claims - saves you money

A direct-to-customer, digital experience with 24/7 online access